> For the complete documentation index, see [llms.txt](https://trust-ai-1.gitbook.io/whitepaper-trust-ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://trust-ai-1.gitbook.io/whitepaper-trust-ai/overview/ito-process-flow.md).

# ITO Process Flow

* <mark style="color:yellow;">**Initiation:**</mark> Trust AI's WalletNet triggers secure payment requests, channeling user intentions.
* <mark style="color:yellow;">**AI Validation:**</mark> AI algorithms analyze transaction data, scrutinizing risk and transaction specifics.
* <mark style="color:yellow;">**Blockchain Verification:**</mark> Validated transaction data is cryptographically imprinted onto the blockchain.
* <mark style="color:yellow;">**Real-time Approval:**</mark> Visa and MasterCard networks promptly process approved transactions through their established networks.